In the pondering of how am I going to find the money to do this, why do I want to add more debt to my life, what about that house you want to buy, when will this all work out, I can up with an idea. I brilliant idea. Maybe.
I call the labband financing number to see what they say, they got me in touch with a lender. Sun Trust Bank. I talked to the woman about my options - collateral loans vs. non collateral loans. What I can use for collateral (my car) and how long it would take to pay back. OK, something to think about.
Then I was thinking - why use a new bank who doesn't know me? So I contacted my financial guy who set up my IRA, the guy who knows how much money I have and how much money I make. He in turn found a loan guy for me to talk to. I hope to talk to him soon. He can tell me what I can borrow and what I can use for collateral... etc.
So here is my brilliant idea. I want to buy a house or condo or something. Especially if I am going to be here for a few years. The prices are way better than they were last year. I am a first time buyer, a female first time buyer. So why can't I process a home loan and use $20K to get my surgury and the rest to buy the condo?
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